Estimate Your Loan Payment

If you've got student loans, visit the National Student Loan Data System (NSLDS). NSLDS contains a listing of all federal student aid you have received. The information is not provided in real-time, but should be accurate within the last 30 – 90 days and can help you determine your payment using the calculator below. 

You will need a Federal Student Aid (FSA) ID.  Your FSA ID confirms your identity when you access your financial aid information and electronically sign Federal Student Aid documents.  To create or edit your FSA ID, click here.

For current interest rates for Stafford and PLUS loans, visit studentaid.ed.gov. Be aware your loan payments may need to go to multiple servicers, depending on the loan program. It is your responsibility to keep track of your student loan and know who your loan servicer is.


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GetMoneySmarts.org is a product of the Montana University System, Student Financial Services, a program within the Office of the Commissioner of Higher Education.